Instalment Plan



Throughout the year, Switch offers 6 months to 24 months instalment plan via credit card for purchases above RM1,000 at our outlets nationwide. For more information, refer to our terms and conditions below. For the full list of participating banks, scroll to the bottom of the page. 

  • Applicable for credit card from participating banks. Debit card not acceptable.
  • Switch offers 12 months to 24 months instalments. Different banks may have different instalment lengths, please see chart below: 
  • For instalment purchases, there will be a one-time admin charge of 4% for 6 and 12 months, and 6% for 18 and 24 months. Eg: If you purchase an item at RM3199 for 12 months, your total purchase will be RM3,335 (4% + 6% GST). That means, you will have to pay RM3335/12 = RM278 monthly. The charges round up to around 4.3%."

  • Kindly make sure to pay your monthly instalment on time, and you will be able to enjoy your bank's promotional rate of 0% interest with no charges (apart from the one time admin charge as per stated above). If late payment occurs, there will be additional interest charges by your bank.


  • Instalments are not available at the online store.

  • Credit card holder must be present during the transaction.


  • You may collect your purchases once your payment has gone thru and no fraud details detected.



Alternatively, if you do not have a credit card, you can choose to make your purchases through AEON Credit as well. 




Enjoy an easy personal loan with AEON Credit Service for your purchases above RM1000 at Switch! Fast approval, Hassle free, Low instalment and High financing - what more can you ask for? Read more on AEON Credit Service below: 


  • Financing Amount: Minimum of RM1,000. Maximum of RM30,000.
  • Attractive Rates: Below RM3000: 1.55% per month, Above RM3000: 1.1% per month.
  • Repayment Tenure up to 36 months: You can select repayment tenure of 6, 9, 12, 15, 18, 24, 30 and 36 months.
  • Simple Documents: It is very easy to apply. You just need to present your MyKad for purchases below RM4,000 (subject to case to case approval by AEON Credit)
  • Hassle Free: No guarantor, no collateral & no security deposit.
  • Charges:Interest rate, agreement fees of RM80 and GST of RM4.80


* Not available at the Online Store.

* Approval: 3 to 5 working days.

* Purchases above RM4,000 will need MyKad, EPF statement and Payslip for application.



Sample calculation:

1.Get Finance price (Product price + Agreement Fees + GST)
Finance Price = RM3,199 + 80 + 4.80 = RM3,283.80

2. Get Total finance charges (Finance price x Interest Rate x Tenure)
RM3,283.80 x 1.10% x 36 = RM1,300.38

3. Get Aeon Easy Payment Price (Finance Price + Total Finance Charges)
RM3,283.80 + RM1,300.38 = RM4,584.18, = RM4,585 (Round up)

4. Get Monthly Instalment (Aeon Easy Payment Price / Tenure)
RM4,585 / 36 = RM127.36, = RM128.00/mth (Round Up)



Terms & Conditions Apply. Switch reserved the right to decline or reject any application without further notice.




AEON Credit Form
Please CLICK HERE to download the form.


AEON Credit Terms and Conditions
Please CLICK HERE to view the terms and conditions